.mbs-advice{--mbs-navy:#10245f;--mbs-blue:#075fd9;--mbs-blue-dark:#034faf;--mbs-text:#12204f;--mbs-muted:#5b6684;--mbs-border:#e5eaf2;--mbs-bg:#f5f7fa;max-width:1180px;margin:0 auto;padding:34px 20px 56px;box-sizing:border-box;font-family:inherit;color:var(--mbs-text)}.mbs-advice *,.mbs-advice *:before,.mbs-advice *:after{box-sizing:border-box}.mbs-advice__intro{margin-bottom:28px}.mbs-advice__title{margin:0 0 10px;color:var(--mbs-navy);font-size:clamp(30px,4vw,44px);line-height:1.08;font-weight:800;letter-spacing:-.03em}.mbs-advice__subtitle{max-width:760px;margin:0;color:var(--mbs-muted);font-size:17px;line-height:1.7}.mbs-accordion{display:grid;gap:14px}.mbs-accordion__item{overflow:hidden;background:#fff;border:1px solid var(--mbs-border);border-radius:14px;box-shadow:0 6px 22px rgba(16,36,95,.06);transition:border-color .2s ease,box-shadow .2s ease,transform .2s ease}.mbs-accordion__item:hover{border-color:#d2dbea;box-shadow:0 10px 28px rgba(16,36,95,.09)}.mbs-accordion__item.is-open{border-color:rgba(7,95,217,.34)}.mbs-accordion__heading{margin:0;font-size:inherit}.mbs-accordion__trigger{width:100%;min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:20px 22px;border:0;background:#fff;color:var(--mbs-navy);text-align:left;cursor:pointer;font:inherit}.mbs-accordion__trigger:focus-visible{outline:3px solid rgba(7,95,217,.28);outline-offset:-3px}.mbs-accordion__label{font-size:19px;line-height:1.35;font-weight:800}.mbs-accordion__icon{position:relative;flex:0 0 38px;width:38px;height:38px;border-radius:8px;background:var(--mbs-blue);box-shadow:0 5px 12px rgba(7,95,217,.2);transition:background-color .2s ease,transform .25s ease}.mbs-accordion__icon:before,.mbs-accordion__icon:after{content:'';position:absolute;left:50%;top:50%;width:14px;height:2px;background:#fff;border-radius:2px;transform:translate(-50%,-50%)}.mbs-accordion__icon:after{transform:translate(-50%,-50%) rotate(90deg);transition:transform .25s ease}.mbs-accordion__item.is-open .mbs-accordion__icon{background:var(--mbs-blue-dark);transform:rotate(180deg)}.mbs-accordion__item.is-open .mbs-accordion__icon:after{transform:translate(-50%,-50%) rotate(0deg)}.mbs-accordion__panel[hidden]{display:none}.mbs-accordion__content{padding:2px 78px 24px 22px;color:#35415f;font-size:16px;line-height:1.75}.mbs-accordion__content>:first-child{margin-top:0}.mbs-accordion__content>:last-child{margin-bottom:0}.mbs-accordion__content h4,.mbs-accordion__content h5{color:var(--mbs-navy);margin:1.3em 0 .55em}.mbs-accordion__content a{color:var(--mbs-blue);font-weight:700}@media (max-width:767px){.mbs-advice{padding:24px 14px 42px}.mbs-advice__intro{margin-bottom:20px}.mbs-advice__subtitle{font-size:15px}.mbs-accordion{gap:10px}.mbs-accordion__trigger{min-height:68px;gap:14px;padding:16px}.mbs-accordion__label{font-size:17px}.mbs-accordion__icon{flex-basis:34px;width:34px;height:34px}.mbs-accordion__content{padding:0 16px 20px;font-size:15px;line-height:1.7}}@media (prefers-reduced-motion:reduce){.mbs-accordion__item,.mbs-accordion__icon,.mbs-accordion__icon:after{transition:none}}